Capitec Bank offers a personal loan through it Global one service the Capitec personal loan is up to R230 000 over 1–84 months with affordable fixed rates.

Apply for your loan here

And with Capitec Bank you can choose from its two offerings:

Capitec BankPersonal Loans

Get up to R230 000 cash over 2–84 months.

  • Approved in minutes, cash available immediately
  • Amount based on your credit profile and affordability
  • Fixed monthly repayments
  • Consolidate all your existing loans for easier monthly repayments

Free retrenchment and death cover.

  • For loans 6 months and longer, your outstanding balance will be paid in full
  • If you’re retrenched when the loan is less than 3 months old, 50% of your loan will be covered
  • We pay for this cover and the money will be paid to us to settle your outstanding debt

capitec bank loan consolidation

Capitec Bank Multi Loan

A monthly loan for your daily needs or emergencies, reviewed every 12 months at a branch.

  • Get up to R4 000 in minutes, any time or place
  • Transfer money to your transaction/savings account using our ATMsMobile Banking or Internet Banking
  • Interest and fees only charged on money transferred
  • Repayable in full each month


Get your loan now

Loans No Credit Check

Loans No Paperwork Now

Loan in Your Account in Minutes