FNB Overdraft is a short-term, convenient facility that is tailor-made to help you gain more financial flexibility, while being ideal for emergencies and unforeseen circumstances.


  • The Overdraft is linked to your Personal Cheque Account and the limit is available immediately upon approval
  • It requires no minimum monthly repayment as long as you remain within the agreed limit and make regular deposits into your Personal Cheque Account
  • It is a fluctuating facility, which reduces with monthly deposits, and is immediately available up to the approved limit should you need the funds
  • You only pay a monthly fee if more than R200 of the facility is used
  • It can be used to cover unforeseen expenses